Crédit Agricole du Maroc puts “Dar Al Moustatmir Al Qaraoui” on track

The Crédit Agricole du Maroc Group (GCAM), a long-standing partner of national agriculture and the rural world, launched “Dar Al Moustatmir Al Qaraoui” on Monday 6 in order to better meet the expectations of promoters of agricultural and rural projects. This is a non-financial support system intended to support, promote and accompany the entrepreneurship of young people in rural areas, said the top management of the Moroccan bank during a conference organized jointly with the Ministry of ‘Agriculture, Maritime Fisheries, Rural Development and Water and Forests in Rabat. “Dar Al Moustatmir Al Qaraoui”, which will be deployed throughout the national territory, is indeed a reception, supervision and guidance structure whose services are completely free for project leaders, clients or non-customers of the group, he said during this meeting placed under the sign “Boosting agricultural and rural entrepreneurship” and held under the effective presidency of Mohammed Sadiki, Minister of Agriculture, Maritime Fisheries, Rural Development and Water and Forests. The new specialized structure is therefore intended to effectively support entrepreneurs in the preparation, setting up and realization of their projects, so that the files presented for financing have the maximum chance of success, we understand. “Dar Al Moustatmir Al Qaraoui” thus reinforces the product offerings of the public capital bank, underlined Tariq Sijilmassi, chairman of the board of Crédit Agricole du Maroc (CAM) during this event which brought together the main stakeholders in the sector. agriculture and the rural world with the participation of FECAM, COMADER and inter-professional federations. As part of a large technical support program deployed by the services of the Ministry of Agriculture, Maritime Fisheries, Rural Development and Water and Forests with which the Crédit Agricole du Maroc Group works, “Dar Al Moustatmir Al Qaraoui “will support agricultural projects as well as non-agricultural projects in rural areas or urban projects. “This new device comes to apply the new development model and support the agricultural strategy” Green Generation 2020-2030 “, but also to boost the ambitious financing program that is Intelaka”, entrusted us Mustapha Chehhar, manager of the field. green within the Crédit Agricole du Maroc group. Concretely, and still according to the explanations of Crédit Agricole du Maroc, the main missions of the new program are to welcome and inform young people about the bank financing mechanisms and the various State aids and incentives; support young entrepreneurs to move from the idea of ​​a project to the study of the project (financial profitability, etc.) and support young entrepreneurs in the structuring of their project and the assembly of their financing file. The bank, which constantly works to innovate both in terms of support and support for national strategies and in terms of support for the rural world and inclusive financing of agriculture, is also planning other missions. Namely: “Helping project leaders to create their very own VSE and directing them towards the choice of the most suitable legal statutes (self-employed person, sole proprietorship, association, cooperative, Sarl, etc.) and provide and explain to them the administrative procedures necessary for each type of legal status as well as the addresses and useful sites… ”, she continued. It is also a question of post-creation support “planned for projects financed by the bank in order to help the entrepreneur during all phases of the life cycle of his project, added the GCAM. It should be noted that all programs implemented up to now “aim at the creation of a very strong rural and urban agricultural middle class through the mobilization of young people and their integration into the national economic dynamic”, insisted Mustapha Chehhar. the new structure simply “reinforces the non-financial support of these young project leaders in rural areas in order to give them the maximum chance to succeed in their projects and so that their files are bankable, realistic, concrete and that they especially bring together the conditions for success and sustainability. “It should be noted that a network of thirteen regional centers Dar Al Moustatmir Al Qaraoui will initially be rapidly deployed (Ksar El Ke bir, El Hajeb, Berkane, Khémisset, Benslimane, Rabat, Fkih Bensalah, Kelâa des Sraghna, Errachidia, Taroudant, Guelmim, Dakhla and Laâyoune). According to the details of bank officials, 15 other centers will later be deployed in a second phase. In addition to the launch of the said program, the conference was punctuated by discussions on “Youth entrepreneurship and the promotion of the agricultural and rural middle class”. The opportunity for the speakers “to lead a reflection with the operators of the sector to identify together the actions and mechanisms to be activated in favor of the promotion of youth entrepreneurship in rural areas”. A long-standing partner of the agricultural world, the Crédit Agricole du Maroc Group is not at its first initiative in favor of youth entrepreneurship. Indeed, as its leaders recalled, the banking group has developed a series of support mechanisms dedicated to rural entrepreneurs. We can cite, among others, the creation of the TPE Center, the design of specific financing products (CAM-GG Jeunes, CAM-GG melkisation), the mobilization in favor of the operationalization of the Intelaka program, in particular in its component relating to the rural world “Al Moustatmir Al Qaraoui”. Alain Bouithy